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At Prosurity, we only work with the best insurance companies to find the perfect products for our clients. Our Critical Illness Insurance pays a lump-sum benefit directly to you upon first diagnosis. You are covered regardless of any other plan you carry and the benefits are paid to you, unless you request otherwise. You can use this money any way you choose: you can pay medical bills, buy groceries, supplement lost income from not being able to work, make your insurance co-payments, take a vacation…it’s up to you. Visit Prosurity’s survivingcriticalillness.com to find out more about this incredible product. 
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If I have a family critical illness policy and one family member is diagnosed with a critical illness, are the others still covered?
Yes. As long as the premiums continue to be paid, the other family members are still covered with the same benefit amount.
If I’m diagnosed with one of the illnesses covered under the plan, and I’m later diagnosed with a different covered illness, will I still be covered?
Yes. If you collect for an illness in one category, the policy remains in force to provide coverage against illness in other categories as long as your premiums continue to be paid. Diagnosis for a subsequent illness must be separated by at least 180 days from the prior illness.
Is the benefit I receive from my critical illness policy paid to the hospital?
No. The benefits are paid directly to you or to whomever you designate in the form of a check. You can use this benefit however you like. You can use it to pay medical bills, co-payments, house payments, car insurance, groceries, take a vacation, or anything else you want.
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