FINAL EXPENSE INSURANCE
GIVE YOUR FAMILY PEACE OF MIND
WHAT IS FINAL EXPENSE INSURANCE?
Final Expense Life Insurance helps cover those costs associated with a loved one’s burial expenses and funeral arrangements. It is intended to ease the financial burden on your family during a difficult time. While Final Expense Insurance is most often put in place for those who do not already have a life insurance policy, it can also be applied as supplemental insurance for those who feel their current policy will not be sufficient enough to cover their burial needs.
Life Insurance can still be paid out as a death benefit, but using your traditional life insurance policy to cover burial costs may mean less money for your family’s future. Prosurity’s Final Expense Insurance advisers don’t just sell death insurance; they understand the difficult task of making burial and funeral arrangements and will work with you and your family to make the necessary decisions as simple and painless as possible.
HOW DO FINAL EXPENSE insurance AND OTHER LIFE INSURANCE PLANS DIFFER?
Other life insurance products have a broad range of applications from retirement savings, to mortgage protection, to coverage for day-to-day expenses if you ever become sick or disabled. Final Expense insurance is intended to cover the high cost of funerals and burial expenses.
WHY DO YOU NEED BOTH TYPES OF COVERAGE IN PLACE?
Traditional life insurance policies can aid in covering funerals and burials, but are intended for use by your family to assist in covering other expenses such as student loans and tuition, home payments, and cost of living expenses. Final Expense Insurance has one purpose: to be the perfect amount of coverage to ensure that your loved ones don’t have to worry about funeral and interment costs.
HOW MUCH COVERAGE SHOULD I BUY?
According to recent estimates, the cost of the average funeral is $10,000. While everyone’s needs and requests may be different, the average cost is a good place to start when figuring how much burial insurance coverage you should buy. Contact Prosurity to learn more about Final Expense Life Insurance. One of our agents will guide you through the process of determining exactly the amount of coverage that is right for you using our top final expense insurance companies. Customize my plan