Medicare Supplement INSURANCE
reduce out-of-pocket expenses
WHAT IS medicare supplemental INSURANCE?
Sometimes referred to as Medigap, Medicare Supplement is an individual health insurance policy sold by private insurance companies.
Medicare Supplement coverage is meant to work alongside your original Medicare coverage providing supplemental, not stand-alone, benefits. Plans fill in some of the gaps in coverage such as deductibles, coinsurance, and copayments. These are costs you'd normally be responsible for paying out of pocket. You'll need to remain enrolled in Medicare, Part A and Part B, for your hospital and medical coverage.
do i need a medicare supplement plan?
Your Medicare plan only pays a share of your medical expenses; the rest comes out of your pocket, and there’s no limit. Medicare Supplement can be an excellent way to reduce your out-of-pocket expenses and provide added protection. Medicare Supplement insurance can be a valuable solution for your healthcare needs.
Medicare Supplement insurance policies give you the freedom to choose your healthcare provider. You can receive services from any provider whom accepts Medicare.
Am I eligible for a Medicare Supplement?
If you currently have Medicare Part A and Part B, you have the option to purchase a Medicare Supplement insurance policy. You are unable to use Medicare Supplement if you have a Medicare Advantage Plan or Medicaid. Learn more: Medicare.gov
The best time to enroll in a Medicare Supplement plan is during your open enrollment period starting the first day of the month that you are both age 65 or older and enrolled in Medicare Part B. This period lasts for six months and you cannot be turned down for coverage due to your health status if you enroll in a policy during this period.
how do i obtain coverage?
Medicare Supplement insurance companies are required to offer the same benefits for each plan, so if you're looking for coverage, it's a good idea to receive a quote from an independent agent who can shop prices and find a Medicare Supplement plan that is right for both your medical and financial needs. Receive a Medicare Supplement quote.
Prosurity currently offers the following Medicare Supplement Insurance Companies:
- AETNA Medicare Supplement
- Mutual of Omaha Medicare Supplement
- CIGNA Medicare Supplement
- Transamerica Medicare Supplement
- Americo Medicare Supplement
- Thrivent Medicare Supplement
- Medico Medicare Supplement
- United Health Care Medicare Supplement
- Manhattan Life Medicare Supplement
- CSI Medicare Supplement